<a href="http://tomtunguz.com/images/prepay_impact.png"> src="http://tomtunguz.com/images/prepay_impact.png" width=100%/></a><p>One of the single most effective tools SaaS companies can use in order to grow faster isn't tweaking the product in a particular way or implementing an AB optimization framework or adopting new marketing tactic. Rather, it's financial judo for structuring contracts and cash collection.</p>